Resources

The Appraisal Process, Explained

Plain-language guides to property insurance appraisal in Ohio, written by Ironclad's founder, Travis Haessly. No jargon and no pitch. Just how the process works, so you can decide what your situation calls for.

Start here

How to Invoke the Appraisal Clause in Ohio, Step by Step

The exact steps once a covered claim is stuck on the amount, from the written demand to the final award. Includes what it costs and where the process stops.

The foundation

The Insurance Appraisal Clause, Explained

Most property policies include a built-in way to resolve a disagreement over the amount of a covered loss. What the clause says, when it applies, and when it doesn't.

Know the roles

Insurance Appraiser vs. Public Adjuster in Ohio

Two similar-sounding titles doing very different jobs. One represents you through the whole claim. One determines the amount of loss. Which one fits depends on the problem you're solving.

When appraisers disagree

What Is an Appraisal Umpire, and When Is One Needed?

When the two appraisers can't close the gap, a neutral umpire decides the difference. What the umpire does, how one is chosen, and how the award gets set.

More on the way


This library grows as we write. Coming next: plain-language answers on disputing a claim amount, how umpires are selected, storm and hail damage appraisal, and a glossary of the terms your policy uses. If there's a question you wish were answered here, write to us and we'll consider it for a future guide.

Central Ohio

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