Service Area · Columbus, OH
When the amount of a property loss is in dispute, Ironclad Assessment Group helps Columbus owners get to the right number. That means what the damage actually costs to repair, determined under your policy's appraisal clause and documented to hold up. Independent, disinterested appraisal and umpire work only; we don't adjust or negotiate the claim.
Most Ohio property policies contain an appraisal clause. It settles a disagreement over the dollar amount of a covered loss, not over whether the loss is covered. Each side appoints an appraiser, an umpire steps in if the two can't agree, and the award ends the back-and-forth. Ironclad serves as appraiser or umpire on Franklin County losses. We are not a public adjuster.
Appraisal in Columbus
Columbus is the largest property market in central Ohio, spanning everything from century-old homes in the older neighborhoods to newer construction on the city's growing edges, plus a wide range of commercial buildings.
That range is exactly where disputes over the amount of loss arise. A wind, hail, or severe-storm claim on an older roof, a water loss in a finished basement, or a commercial loss with mixed materials can produce a real gap between what a carrier's estimate says and what the repair actually costs. The appraisal clause exists to resolve that gap. Each side appoints a competent and disinterested appraiser to determine the amount of loss; if the two disagree, a neutral umpire decides the difference, and an award agreed to by any two of the three panel members is binding.
Why Columbus owners call Ironclad
Based in the Columbus area and serving it directly, familiar with the region's housing stock and its wind, hail, and storm-season losses.
We determine the amount of loss. We are not a public adjuster and do not negotiate, interpret policy language, or settle claims on your behalf.
Our fee is set in writing before the engagement begins, never a contingency tied to the award. We have no financial stake in the number.
How it works
Engagement → Confirm appraisal invocation → Neutral evidence intake → Independent valuation → Itemized award (umpire if needed).
Our fee is set in writing before the engagement begins, never a contingency. If an umpire is required, you pay one-half of the umpire's fee directly. See the full process →
Also serving nearby
Dublin · Powell · Worthington · Upper Arlington · Westerville · Hilliard · New Albany · Delaware County, and surrounding areas on request.
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