Service Area · Worthington, OH

Insurance Appraisal & Umpire Services in Worthington, Ohio

When the amount of a property loss is in dispute, Ironclad Assessment Group helps Worthington owners get to the right number. That means what the damage actually costs to repair, determined under your policy's appraisal clause and documented to hold up. Independent, disinterested appraisal and umpire work only; we don't adjust or negotiate the claim.

The short version

Worthington's older housing stock makes valuation disagreements common, and the appraisal clause exists to settle them. It addresses the amount of a covered loss, never coverage itself. Each side appoints an appraiser, and a neutral umpire resolves whatever the two can't. Ironclad takes appraiser and umpire appointments across Franklin County.

Appraisal in Worthington


Worthington is one of central Ohio's established communities, with a historic core and many older, well-kept homes set among mature trees.

Older roofs, established tree canopy, and traditional construction can make a wind, hail, or storm loss more involved to value accurately. That is often where a carrier's estimate and the real cost of repair diverge. The appraisal clause in most property policies resolves that disagreement over the amount of the loss, not whether it is covered. Each side appoints a competent and disinterested appraiser; if the two disagree, a neutral umpire resolves the difference, and an award agreed to by any two of the three panel members is binding.

Why Worthington owners call Ironclad

The right number, and the proof to defend it.

Local to central Ohio

Serving Worthington directly, familiar with its established housing stock and the region's wind, hail, and storm-season losses.

Appraisal, not adjusting

We determine the amount of loss. We are not a public adjuster and do not negotiate, interpret policy language, or settle claims on your behalf.

Independent & disinterested

Our fee is set in writing before the engagement begins, never a contingency tied to the award. We have no financial stake in the number.

How it works


Engagement  →  Confirm appraisal invocation  →  Neutral evidence intake  →  Independent valuation  →  Itemized award (umpire if needed).

Our fee is set in writing before the engagement begins, never a contingency. If an umpire is required, you pay one-half of the umpire's fee directly. See the full process →

Also serving nearby

Appraisal across central Ohio

Westerville · Columbus · Powell · Dublin · Upper Arlington · Hilliard · New Albany · Delaware County, and surrounding areas on request.

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