Service Area · Westerville, OH
When the amount of a property loss is in dispute, Ironclad Assessment Group helps Westerville owners get to the right number. That means what the damage actually costs to repair, determined under your policy's appraisal clause and documented to hold up. Independent, disinterested appraisal and umpire work only; we don't adjust or negotiate the claim.
When a Westerville claim is accepted but the number is disputed, the appraisal clause resolves the disagreement. Two appraisers, one named by each side, determine the amount of loss. If they can't agree, a neutral umpire decides the difference. Ironclad serves in either seat and works both Franklin and Delaware counties. We are not a public adjuster.
Appraisal in Westerville
Westerville blends a historic core with decades of newer residential growth on the northeast side of the Columbus metro, giving it a wide mix of home ages and styles.
That mix means losses vary widely (from older roofs and finishes to newer construction), and in each case a wind, hail, water, or storm claim can leave a gap between a carrier's estimate and the actual cost to repair. The appraisal clause in most property policies resolves that disagreement over the amount of the loss, not whether it is covered. Each side appoints a competent and disinterested appraiser; if the two disagree, a neutral umpire resolves the difference, and an award agreed to by any two of the three panel members is binding.
Why Westerville owners call Ironclad
Serving Westerville directly, familiar with its mix of older and newer homes and the region's wind, hail, and storm-season losses.
We determine the amount of loss. We are not a public adjuster and do not negotiate, interpret policy language, or settle claims on your behalf.
Our fee is set in writing before the engagement begins, never a contingency tied to the award. We have no financial stake in the number.
How it works
Engagement → Confirm appraisal invocation → Neutral evidence intake → Independent valuation → Itemized award (umpire if needed).
Our fee is set in writing before the engagement begins, never a contingency. If an umpire is required, you pay one-half of the umpire's fee directly. See the full process →
Also serving nearby
Worthington · New Albany · Powell · Dublin · Columbus · Upper Arlington · Hilliard · Delaware County, and surrounding areas on request.
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