Service Area · Hilliard, OH
When the amount of a property loss is in dispute, Ironclad Assessment Group helps Hilliard owners get to the right number. That means what the damage actually costs to repair, determined under your policy's appraisal clause and documented to hold up. Independent, disinterested appraisal and umpire work only; we don't adjust or negotiate the claim.
The appraisal clause in most Ohio policies resolves a disagreement over what a covered loss is worth. It does not decide coverage. Each side appoints an appraiser, an umpire settles anything left open, and the resulting award ends the dispute over the number. Ironclad takes appraiser and umpire work in Hilliard and across Franklin County.
Appraisal in Hilliard
Hilliard is one of the Columbus metro's fast-growing west-side communities, with many newer subdivisions alongside its established neighborhoods.
Newer and older homes alike take on central Ohio's wind, hail, and severe-storm season, and after a loss, a carrier's estimate and the real cost to repair don't always match. The appraisal clause in most property policies exists to resolve that disagreement over the amount of the loss, not whether it is covered. Each side appoints a competent and disinterested appraiser; if the two disagree, a neutral umpire resolves the difference, and an award agreed to by any two of the three panel members is binding.
Why Hilliard owners call Ironclad
Serving Hilliard directly, familiar with its newer subdivisions, established areas, and the region's storm-season losses.
We determine the amount of loss. We are not a public adjuster and do not negotiate, interpret policy language, or settle claims on your behalf.
Our fee is set in writing before the engagement begins, never a contingency tied to the award. We have no financial stake in the number.
How it works
Engagement → Confirm appraisal invocation → Neutral evidence intake → Independent valuation → Itemized award (umpire if needed).
Our fee is set in writing before the engagement begins, never a contingency. If an umpire is required, you pay one-half of the umpire's fee directly. See the full process →
Also serving nearby
Upper Arlington · Dublin · Powell · Columbus · Worthington · Westerville · New Albany · Delaware County, and surrounding areas on request.
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