Services
We determine the amount of loss — the right number, itemized and documented to hold up with the carrier, the umpire, or a court. Our work is strictly limited to appraisal; here is how we serve.
We serve as your competent and disinterested appraiser under the appraisal provision of your property insurance policy. Working independently of any prior estimate, we inspect, value, and differentiate damage by cause solely to the extent required to quantify the loss — then participate in the appraisal panel to reach an amount of loss.
When the two party-appointed appraisers cannot agree, a neutral umpire resolves the difference. When appointed as umpire, we bring the same independence and procedural discipline, evaluating the positions on their merits to determine the amount of loss.
Awards are itemized to separate damages by applicable category and, where the panel determines, stated on a Replacement Cost (RCV) or Actual Cash Value (ACV) basis — clear, defensible, and ready for the carrier.
We provide standard industry templates for your use. We are not attorneys and do not provide legal advice on the timing or content of legal notices; you review, sign, and transmit the appraisal demand yourself.
Our fee approach
A retainer plus an hourly rate, with a maximum fee cap agreed in writing.
We never charge a contingency fee. Tying payment to the size of an award would compromise the “disinterested” standard your policy requires — so we don't. If an umpire is required, you pay one-half of the umpire's fee directly.